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No one has ever scored higher on 21 of the 22 categories than you guys did. Of course you scored higher overall than anyone has." *
MasterCard Worldwide

MasterCard
*Redspin PCI ASV scores - more thorough than the top 150 security firms in the world

PCI Compliance for Retail and eCommerce

The credit card is the most successful financial product in history. Over the past 50 years "plastic" as a form of payment has become an American way of life. Credit card transactions now total nearly 1 trillion dollars a year. With such widespread acceptance and massive volume, security issues have grown more critical and complex. The pervasiveness of the Internet and tremendous rise in eCommerce transactions have introduced new vulnerability vectors for identity theft, fraud and misuse. Each year, over 10 million Americans are the victims of identity theft.
What You Need to Do How Redspin Can Help
PCI DSS Version 2.0 — Annual IT Audit Every organization that processes, stores, or transmits card holder information must validate compliance with the standard annually by completing a self assessment questionnaire (SAQ) or pass an audit by a Qualified Security Assessor (QSA). To assist the organization with the SAQ or help prepare them to pass the next QSA audit, a PCI DSS Gap Analysis is recommended to test implemented controls and identify specific PCI DSS requirements missing in the environment. PCI DSS Gap Analysis
PCI DSS Requirement 6.6 — Web Application Testing For public-facing web applications, address new threats and vulnerabilities on an ongoing basis and ensure these applications are protected against known attacks by either of the following methods:
  • Reviewing public-facing web applications via manual or automated application vulnerability security assessment tools or methods (by an organization that specializes in application security), at least annually and after any changes (as well as retesting to ensure identified vulnerabilities have been addressed)
  • Installing a web-application firewall in front of public-facing web applications
Web Application Security Assessment
PCI DSS Requirement 11.3 — Penetration Testing Perform external and internal penetration testing at least once a year and after any significant infrastructure or application upgrade or modification (such as an operating system upgrade, a subnetwork added to the environment, or a web server added to the environment). Infrastructure and/or application penetration may be necessary depending on your card holder environment

External Network Security Assessment

Internal Network Penetration Test

Web Application Security Assessment

Consumers are not the only ones at risk. Merchants, financial institutions and service providers bear great responsibility in safeguarding personal data. They themselves can be subject to significant losses due to unpaid bills, regulatory fines, and brand damage. Increased losses associated with fraud can erode trust in the Internet marketplace and impact a company's bottom line.

In response to these real concerns, the industry adopted the Payment Card Industry's Data Security Standard (PCI DSS). Developed by the founding payment brands of the PCI Security Standards Council, PCI DSS helps facilitate the broad adoption of consistent data security measures on a global basis. Specifically, PCI DSS is a set of comprehensive requirements for enhancing payment account data security.

The formidable influence exerted by global payment brands such as American Express, Discover Financial Services, JCB International, MasterCard Worldwide, Visa Inc., has made compliance with PCI DSS a virtual mandate. In addition, these payment companies enforce the rules and can assess penalties.

Today, every entity in every channel (including financial institutions, merchants, and service providers) that stores, processes, or transmits payment card data — including catalog and online retailers as well as brick-and-mortar businesses — must be in compliance with the PCI Data Security Standard (PCI DSS). It is vital to their success.

Redspin helps some of the world's largest corporations, major retail outlets and eCommerce companies achieve and maintain compliance with PCI DSS. While the size of the company determines the level of requirements that must be met, we consider specific PCI compliance as a starting point, a baseline minimum requirement. Then we go the extra mile to ensure that our clients' data cannot be compromised. We don't stop at a checklist — we dig deeper into the security of our client's overall IT infrastructure. At Redspin, our business is helping business.

Additional Redspin Services

Social Engineering Testing
Wireless Penetration Testing

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